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April 22, 2011

OT:Some General Rules for Homebuyers

Filed under: real estate/wedding planner — sketchcorner @ 9:28 pm

This may be a little off tpoic as I just got back froma trip to Maui and was impressed by the real estate there, back in Denver, CO now…First-time homebuyers must follow few simple rules purchasing property. First of all, it is very important to choose the right mortgage. If you are looking at Maui real estate then you can bet the mortgage will probably be pretty high overall. Compare all the options and do all the financial calculations and your Electrical and so forth. Pay attention to the initial and future interest rates and stay away from the loans with prepayment penalties. It is better to get pre-approved than “pre-qualified” when looking for a home. Pre-approval means that all your information is verified by the lender and you already know the terms an conditions of your loan. Pre-qualification is just an educated guess.
It is important to provide correct information when you apply for a loan. Lying on your loan application can be a federal offense and later your lenders may call your loan due and payable. Sometimes, lenders themselves put misleading information on the client’s loan application to get them pre-approved, however, buyers end up with unaffordable monthly payments. It is better not to accumulate too many car loans and credit card debt when you are planning to buy a home. Buyers with an excessive credit may be denied a mortgage loan, especially if an expensive one like in Maui, for example.
Make sure to hire an independent home inspector to examine the property. Choose someone with a valid contractors license if you are here in Lakewood or any other applicable state contractror license like that for your Denver Co Electrical contractors overall. Trained professionals can detect problems with the property better than the buyer. Trying to save $300 on the home inspection can be a costly mistake. When remodeling your new home, don’t forget to check out a contractor by calling his former clients. Don’t give a contractor too much money upfront to purchase the materials and never pay cash. At worst, a con man will disappear with your check, at best he will use your money to finance another job. Try to avoid making all these mistakes and your homebuying process should go smoothly.

April 18, 2011

Designing the Perfect Wedding: The Planner

Filed under: real estate/wedding planner — sketchcorner @ 10:27 pm

I just got back to Lake Tahoe from Denver, CO. to look at real estate, back to writing. After the sun melted into the sea, we roasted marshmallows over a big bonfire. No one wanted to go home.
Naturally, Alisa and Stephen read heartfelt, loving vows that they had written for each other. There is something endearing about an unpretentious wedding. It seems to say that the marriage and the celebration of it are what counts—not how expensive it was. If you require a leading contractor I do recommend this firm.
A successful wedding is very well-planned and well-considered. It spotlights the bride and groom and their love and commitment. It should reflect who they are as human beings.
A wedding celebrates the hallowed relationship of two people and brings the friends and families of the two together, inviting them to share in the couple’s joy.
I heard someone suggest naming your tables after places that you have visited, or incorporate artwork created by either one of you. At one wedding, each table had puzzle pieces that when put together became a photo taken by the couple in their travels.
Remember that simple and sincere is elegant. It’s the love shared by two people that is beautiful.
This is the best time in history to get married. Incidentially if you have been married you may want to consider Denver Co Electrical contractors since it is a good time to look into it in Denver, CO or Lakewood now because of the market for electrical contractors. The old stale conventions are fast becoming obsolete. Conventions such as, “women must wear pastels only.” And, “only the bride may wear white.”
That’s not to say people don’t love and enjoy the traditions surrounding marriage. But now, a bride can wear anything she wants to get married in, the couple can have a ceremony that reflects who they are, can have a celebration that is unique and memorable.

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